You’re not going to have any trouble finding a place to gamble online with your credit card. Every gambling site on the planet accepts plastic, but some are better than others when it comes to successfully processing transactions and maintaining adequate safeguards for your information. Below is a list of the best credit card gambling sites ranked according to speed, security and acceptance rate.
Note: UK punters can not use credit cards, at any site licensed by the UKGC.
Ranking Factors Explained
Security will always be my number one consideration when ranking sites no matter the topic. When we talk about credit card gambling sites in particular, security takes on even greater importance because you will eventually divulge your card number to wherever you deposit. This kind of trust should only be given to businesses that have proven they are legitimate and here to stay for the long term.
The same thing applies in the real world as well. Whether it’s giving your credit card to the waiter at your favourite restaurant or paying for something online, there’s always a degree of trust involved in the transaction. You’ll always have the best experience when you deal with established, big-name operators.
Average transaction speed is also important but most gambling sites have no problem in this regard. In fact, I’ve never once deposited at a gambling site and had to wait more than a few minutes for my money to show up in my account. This factor is something that I go back and verify occasionally anyways because nobody likes to sit around and wait all day to play online. Hey, we live in the instant gratification age – let’s make the most of it.
Acceptance rate refers to how often credit card deposits are successful. Many banks around the world are loath to do business with online gambling sites thanks to the myriad of laws and regulations that make up the global online gaming environment. This results in deposits sometimes being declined for no good reason.
Frequently Asked Questions
Below are quick answers for a few of the most frequently asked questions regarding credit card deposits to gambling sites.
Are there any fees?
Most gambling sites charge no fees for depositing with credit or debit cards. It’s also possible that your bank asses its own fee, but this is rare. The vast majority of payments are processed completely free of charge the player.
What about debit cards?
Debit cards work exactly the same as credit cards for the purposes of getting started. If your card has the Visa, MasterCard, Discover, American Express, Diners Club or Maestro logo printed somewhere on the front, it can be used to deposit at most gaming sites.
Personally, I try to stick with my debit card whenever possible just for the sake of smart gaming habits. Debit cards are inherently limited to whatever you have available in cash in your bank account at the moment. On the other hand, credit cards make it easy to spend money you don’t have at the moment. It’s always best to go with debit if possible.
Can I withdraw back to my credit card?
Yes, you can in most cases. The exact rules vary from site to site, but generally you can withdraw an amount equal to however much was originally deposited. Larger deposits may credit some of your cashout back to your credit card and then send the remainder by bank transfer or an e-wallet account.
How do currency conversions work?
International gambling sites have everything in place that they need to perform currency conversions. The largest sites are already set up to accept deposits in most of the world’s major currencies so most people don’t even have to deal with this in the first place.
If you have a bank account in a currency not natively supported by the gaming site of your choice, you can still deposit. The gaming site will perform the conversion for you at current exchange rates plus a small fee.
Best Visa Gambling Sites
It would be quite an understatement to call Visa a popular deposit method. Out of all the funding options you have at your fingertips, none are simpler or faster than the Visa credit or debit card. If you’re new to online gambling and would like to get started today, Visa is the way to go. Deposits are credited instantly and there are no third-party services to join or complicated forms to fill out.
Depositing with Visa
The actual process for making a Visa deposit to a gambling site is the same as making any other purchase over the internet. After you have an account at the online casino of your choice, you can log in and click on the “deposit” button to get started. You’ll then be asked to type in an amount, provide your card number and then confirm the deposit. The funds should appear in your account instantly.
Minimum deposits typically range from £5 to £20, with the former being the most common. The maximum amount you can deposit with Visa ranges by quite a wide margin. UK and European sites accept Visa deposits as high as £99,999 in some cases.
One other thing to keep in mind is that gambling sites treat credit and debit cards the same. There’s little danger in using a Visa debit card to play online, but I urge you to keep careful track of your spending if you use a credit card. It is all too easy to justify making just one more deposit on credit when the cards run cold. Make sure you don’t rack up debt just to gamble online.
American Express Gambling Sites
Although American Express is a billion dollar behemoth in the business world, it doesn’t enjoy nearly the market share of some its competitors such as Visa and MasterCard.
How to Deposit with American Express
The greatest challenge in getting started is simply finding gambling sites that accepts Amex. Once you have that out of the way, the rest is easy. Here’s what you need to do to fund your account:
- Visit the gambling website and sign up for an account
- Log in to your account and visit the cashier
- From the list of available deposit methods, select American Express
- Type in the amount you would like to deposit
- Type in your 15-digit card number
- If asked for your security or CVV code, type in the 4-digit number that’s printed separately on the front of your card
In all, it only takes a couple minutes to complete the whole process from beginning to end. The only challenge in all this is actually finding a gambling site willing to accept your American Express card. They definitely exist, but it may take a little trial and error to find one that does.
Large gambling sites do not charge any fees for using Amex to deposit. It’s possible your card issuer will tack on a fee but that’s rare. In most cases, it’s completely free to deposit. Some sites may even offer to reimburse you for any fees that your card issuer charges.
What if my favorite gambling site doesn’t accept American Express?
If you already have a gambling site in mind and it doesn’t accept American Express, it’s time to consider a different deposit method. All the world’s largest gambling sites accept upwards of a dozen different deposit methods, including e-wallets such as Neteller and PayPal. Keep an open mind and you’ll find something that works for you.
If you’re dead set on using American Express to deposit, there is one other option. You can sign up for an account with Skrill and then use your card to fund your Skrill account. From there, you can use Skrill to deposit to almost every major gambling site. Signing up for Skrill does add an extra step in the process, but you may actually find it useful.
Skrill allows you to store money online and then send that money to friends, pay for purchases online and receive cashouts from gambling sites. In fact, Skrill is one of the main deposit methods I recommend to frequent players because it comes in so handy. It’s great for receiving cashouts and can be used to quickly move money from one site to the next. An account with Skrill will remove all uncertainty from the equation as pretty much every gambling site accepts it.